AI meeting note-takers

Meeting note-takers differ most on what the free plan allows. One caps transcription minutes, another lists unlimited recordings. Both approaches are reasonable; they suit different meeting habits.

Before you choose, check whether a bot joins your calls, which calendar and video platforms you use, and who in your organisation must consent to recording.

How to choose in this category

Who this is for

Freelancers, consultants and small teams who hold client or team calls and want a transcript, a summary and a list of actions without typing notes live.

Problems it solves

  • Notes from a call that nobody had time to write.
  • Finding what was agreed weeks later.
  • Turning a call into a follow-up email.

How to choose

  1. Write down your longest typical call and how many calls you have a month.
  2. Compare that with each free plan's limit: minutes a month, minutes per conversation, imports and how much history is kept.
  3. Check which calendar and video platform you use, and whether a bot joins the call.
  4. Decide who may record, and how you will get everyone's agreement.
  5. Price paid tiers per person, including any two-user minimum.

Compare plans and tradeoffs

Documented plan details, listed alphabetically. Free-plan availability does not mean every feature is included. Compare confirmed free plans across categories.

Scroll sideways in the table to compare prices and tradeoffs.

AI meeting note-takers: free limits, pricing and tradeoffs
ToolFree planPaid entry priceMain tradeoff
FathomChecked 20 Oct 2026Unlimited recordings and transcriptionsFrom $15/user/mo (currency not named), billed annually, or $19 (currency not named) month-to-monthTeam and Business plans have a 2-user minimum, and the page leaves some "limited use" items unclear.
Fireflies.aiChecked 20 Oct 2026Unlimited transcription (asterisked on the page); limited AI summaries; 400 minutes of storage per team; 20 AI creditsFrom $10/seat/mo (currency not named), billed annually, or $18 (currency not named) month-to-monthThe free plan has 400 minutes of storage per team and limited AI summaries, and AI credits are small allowances (20 to 50).
Otter.aiChecked 20 Oct 2026300 monthly transcription minutes; 3 lifetime imports; 30 minutes per conversation; 25 conversations kept; 20 AI Chat queries per monthFrom $8.33/user/mo, billed annually, or $16.99 month-to-monthBasic keeps only the 25 most recent conversations and allows 3 lifetime file imports.

3 tools researched

Filter and sort
  • Meeting notes

    Fathom

    Meeting recorder whose free plan lists unlimited recordings and transcripts.

    Best for: Freelancers and sales teams who want unlimited free call recording

    Free plan + trial
    From $15/user/mo (currency not named), billed annuallyor $19 (currency not named) month-to-monthChecked 20 Oct 2026
  • Meeting notes

    Fireflies.ai

    Meeting bot and Chrome extension with unlimited transcription listed on every plan.

    Best for: Teams recording many meetings that want unlimited transcription on paid seats

    Free plan
    From $10/seat/mo (currency not named), billed annuallyor $18 (currency not named) month-to-monthChecked 20 Oct 2026
  • Meeting notes

    Otter.ai

    Meeting transcription with a free plan capped at 300 minutes a month.

    Best for: Individuals who want a free transcription plan with every limit itemised

    Free plan
    From $8.33/user/mo, billed annuallyor $16.99 month-to-monthChecked 20 Oct 2026

Recommendations by need

Chosen from published plan details. Not hands-on tested, and not influenced by affiliate status.

A free plan with no stated limit on recordings

Fathom

The free individual plan lists unlimited recordings and transcriptions.

Clearly itemised limits and longer conversations on paid tiers

Otter.ai

Every plan lists transcription minutes, maximum conversation length and AI Chat query caps.

Free plans, costs and data in this category

Free plans here are built differently. One lists unlimited recordings and transcriptions; another caps minutes a month, minutes per conversation and lifetime imports; a third lists unlimited transcription with an unexplained footnote and limited AI summaries. Match the limit to your longest call, not an average one.

Counted from our records of the 3 tools here: 3 have a confirmed free plan, 0 offer only a free trial, 3 price per seat, 0 meter credits or usage, and 2 show prices without naming the currency.

Cost and billing warnings

  • Fathom's Team and Business plans list a two-user minimum, so a solo buyer may pay for two seats.
  • Per-seat prices grow with every person you add. Multiply by real headcount.
  • Fathom and Fireflies.ai show prices with "$" and no named currency; Otter.ai names USD. Do not compare them as equal.
  • Some lower prices are promotional or card-specific (Otter marks some as valid only with an India-issued card).

Privacy, data and licensing questions

  • You are recording other people. Get agreement from participants. We have not researched recording rules for any country.
  • Read what each vendor keeps, for how long, and whether it uses recordings to train models.
  • Keep confidential client calls out of the test.
  • Check how to delete a recording and your account.

We have not verified any vendor's data handling and do not give legal advice. See the privacy review checklist.

Best first steps before paying

  1. Record one invented practice call with a colleague who agrees.
  2. Read the summary against the transcript and count what is wrong or missing.
  3. Note the minutes the call used from the free allowance.
  4. Try a second recorder on the same call before paying for either.

Go deeper: Choosing a meeting note-taker on a free plan (guide); From call to a follow-up you can trust (guide); Why is my AI summary inaccurate? (guide); Turn a meeting into a reviewed follow-up (workflow); Otter.ai vs Fathom: free plans and paid tiers compared (comparison);cost planner.

What to look for

Free-plan limits

Minutes per month, maximum length per conversation and history retention decide whether free is workable.

Per-user versus team pricing

Some tiers have a two-user minimum. Multiply the per-user price by your actual headcount.

AI feature caps

Chat queries and summaries are sometimes capped per user per month.

Consent and privacy

Recording tools capture other people's speech. Read each vendor's data terms and tell participants.

Comparisons in this category

Guides for this decision

Guide · Published 22 Oct 2026

Why is my AI summary inaccurate?

Common reasons an AI summary leaves out or invents details, how to tell them apart and a prompt and checklist that make errors easier to catch.

Guide · Published 21 Oct 2026

Five AI workflows for a small business

Illustrative workflows for meetings, follow-ups, product photos, marketing video and team documents, with the free-plan limits that matter at each step.

Guide · Published 21 Oct 2026

Buying AI software: US, UK, Canada and Australia

A practical AI software buying checklist for US, UK, Canadian and Australian teams: currency, seats, annual billing, regional offers and pilot tests.

Guide · Published 21 Oct 2026

Free plan, trial or credits: which is it?

Ongoing free plans, free trials and one-time credits are different offers. How to tell them apart, with examples, and how to decide whether free is enough.

Guide · Updated 21 Oct 2026

From call to a follow-up you can trust

Turn a client call into a checked follow-up email: free-plan limits for three recorders, a reusable prompt, a checklist and fixes for a wrong summary.

Guide · Updated 21 Oct 2026

How to read an AI tool pricing page without getting caught out

Seven checks that matter when you compare AI tool pricing: currency, billing interval, credits, seats, trials and promotions.

Guide · Published 21 Oct 2026

Seat costs and annual commitments, worked out

How to turn per-seat prices into a real yearly cost, with worked examples from USD-confirmed pricing pages and the minimum-seat and commitment traps to check.

Guide · Published 20 Oct 2026

Choosing a meeting note-taker on a free plan

How Otter.ai and Fathom draw the free-plan line differently, and what to check before you rely on either.

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